Payouts & Mass Payments
Bulk Crypto Payments by CSV: One Batch, Everyone Paid
Stop sending payouts one transfer at a time. Format one CSV, batch BTC or USDC/USDT payouts non-custodially, and pay your whole list in minutes.
Payzum Blog
Crypto Payments Blog
Non-custodial, crypto-only payments — explained for the operators and developers who actually run the money. Pain, mechanics, and how Payzum solves it.
Regulation & Analysis
Brazil's new crypto transfer rules: the 24-hour hold, explained
On August 7, 2026, Brazil's central bank published Resolution BCB 584/2026: from January 1, 2027, exchanges and crypto service providers must hold transfers above $10,000 to self-custody wallets or foreign providers for 24 hours while they screen for fraud. It's the clearest official statement yet of where the regulatory perimeter actually sits — on the custodial platform, at the exact moment money tries to leave it. Wallet-to-wallet payments between parties who hold their own keys are untouched, because there is no intermediary to instruct. This analysis unpacks what the resolution says, why the fraud logic behind it is sound, and what it means for the largest crypto market in Latin America: custodial balances now come with legally mandated latency at scale, while non-custodial settlement keeps working at the speed of the chain. For a business that accepts stablecoins — an exporter invoicing abroad, a retailer taking USDT at the counter — the practical question becomes which side of that boundary your revenue lives on.
Stablecoins
Crypto payment cards just hit $759M a month — your customers already spend stablecoins
On August 7, 2026, a16z crypto published the clearest demand-side data yet on stablecoin spending: crypto payment cards processed $759 million in July — 2.5× a year earlier, up from under $1 million when tracking began in October 2023 — across nearly 9 million purchases averaging about $86. USDC and USDT now account for roughly 84% of that volume. Read it from behind the counter and the report says something the headlines miss: millions of customers already hold digital dollars and are spending them at ordinary businesses — but through a card wrapper that converts the stablecoin back to fiat at the point of sale, so the merchant still pays card fees, still waits days for settlement, and still carries the chargeback window on money that was born instant and final. This analysis unpacks the a16z numbers, why the card is a compatibility layer rather than the destination, and how a business captures the same demand directly: stablecoins paid to a wallet you control, confirmed in seconds, with no interchange and no chargebacks.
Developers & APIs
REST API Crypto Payment Gateway: Integrate in a Day
If your checkout is custom-built, you need a crypto payment gateway that speaks REST: create charges from your backend, drive the order lifecycle with signed webhooks, and rehearse everything in an integration playground. Payzum is non-custodial — every payment settles in seconds to a wallet you control, with no gateway balance and no chargebacks.
E-commerce & Online Stores
Add Crypto Checkout to Your Store: 4 Ways to Go Live
You don't need a blockchain team to add crypto checkout: pick a drop-in plugin, hosted checkout, no-code payment links, or the REST API with signed webhooks. Customers pay in USDC/USDT (or any coin, auto-converted), the order confirms in seconds, and funds settle non-custodially to a wallet you control — no chargebacks, no gateway balance.
Payouts
Visa Direct stablecoin payouts: the biggest push-payment rail goes on-chain
On August 5, 2026, Visa and infrastructure provider Zerohash announced that Visa Direct — the push-payments network reaching 18 billion cards, accounts and wallets across 195+ countries — will let eligible clients prefund accounts and disburse payouts in stablecoins. It's the clearest signal yet of where stablecoins actually enter business finance first: not the checkout, the payout leg. Recipients — freelancers, sellers, affiliates, contractors — increasingly want digital dollars, and now the largest disbursement rail is retrofitting itself to deliver them. The catch sits in one recurring phrase: 'eligible Visa Direct clients.' The capability arrives intermediated — through network clients, in permitted jurisdictions, on a platform account powered by a third party, with the supported coins and chains undisclosed. This analysis unpacks what was actually announced, why prefunding is the quietly expensive problem it solves, and what the median business that pays out — a marketplace, an affiliate program, an agency with remote contractors — can do without being a Visa Direct client at all: send stablecoin payouts today, non-custodially, from a wallet it controls.
Agentic payments
Cloudflare Wallets: AI agents just got identities and money to spend
On August 4, 2026, during its Agents Week, Cloudflare launched Cloudflare Wallets and cloudflare.pay — stablecoin balances AI agents can spend over x402, plus human-readable payment identities like research.example.cloudflare.pay so a merchant can see who sent the agent knocking. It's the fourth buyer-side wave in six weeks (Binance's exchange users, MoonPay's chat wallet, Samsung's devices — now internet infrastructure itself), and the first to bundle identity with the money. Cloudflare's own framing: 57% of web traffic is already bots, and 'the internet needs a different business model.' The catch: only handle reservations are live today, funding and Virtual Wallets are 'coming months,' and custody, chains and pricing are undisclosed. This analysis looks at what actually shipped, why the identity layer matters more than the wallet, and what it means for the scarce side of this market — sellers. Because these wallets pay any x402-compatible endpoint, not just Cloudflare-hosted ones: if your API returns a 402, funded agents can already pay it. Payzum makes that a dashboard config, non-custodial, the same day.
Point of Sale
Crypto POS With PIN Cashiers: One Account, Whole Team
Sharing one terminal login across a whole shift means nobody can say who rang what. With Payzum's crypto POS, every staffer signs in with their own PIN, every sale is a fresh QR, and per-cashier, per-terminal analytics turn shift closes into a report — while funds settle in seconds to a wallet you control. No chargebacks, no extra fee per register.
Agentic payments
Agentic commerce chargeback liability: who pays when an AI agent buys wrong
Agentic commerce got its own standards effort for one reason: nobody can prove what an AI agent did. On July 13, 2026, A-Comm Technologies — founded by former Visa payments leaders — opened public comment through August 14 on the A-Comm Evidence Protocol, an open-source standard for tamper-evident records of agent transactions, built around observability, traceability and auditability. It exists because card dispute rules assume a human buyer, and agent-initiated purchases break that assumption: the usual chargeback evidence (IP, device fingerprint, navigation path, time on site) is now generated by software. Regulators are not waiting — the UK's CMA told businesses in March 2026 that if an AI agent you use does something illegal, you are responsible. This is an analysis of where liability actually lands today, why bolt-on evidence layers are needed on reversible rails, and why an agent paying USDC on Base over x402 settles the question differently: the payment is final, non-custodial, and already leaves a receipt anyone can verify.